How an Equipment Installment Plan works
An Equipment Installment Plan offers qualified business and government customers another way to purchase smartphones, tablets, or feature phones for their Corporate Responsibility Users. Well-qualified buyers can choose any of our latest smartphones, tablets, or feature phones and pay only the sales tax up front.
- No annual service contract
- No finance fees
Equipment Installment Plan with 24-month payment term: 24 installments
Equipment Installment Plan with 36-month payment term: 36 installments
After paying all of the installments, you can upgrade your device to a brand new one.1
1Upgrade fee of $25 per line applies.
Equipment Installment Plans are available for use with AT&T Mobile SelectSM - Pooled plans, as well as AT&T Mobile Share AdvantageSM plans for business and other plans.
Opportunity for savings!
AT&T Mobile SelectSM - Pooled Plans for smartphones
Mobile SelectSM - Pooled plans for smartphones
Mobile Share Advantage plans for
Mobile Share Advantage for Business plans
Mobile Share Advantage plans
**For Mobile Share Advantage plans - savings compares the $20/month device access charge for a smartphone on an Equipment Installment Plan to the $40/month device access charge for a smartphone with a 2-year service commitment. For Mobile Share Advantage for Business plans - savings compares the $15/month device access charge for a smartphone on an Equipment Installment Plan to the standard $40/month device access charge. See savings requirements.
The Equipment Installment Plan program offers well-qualified buyers the opportunity to purchase a smartphone, tablet, or feature phone for $0 down, dividing the regular price of the eligible device into low monthly installment payments. With an Equipment Installment Plan, tax is due at the time of sale, but there are no finance fees required.
For well-qualified buyers, the options are:
Equipment Installment Plan with 36-month payment term: Divided into 36 installments.
Equipment Installment Plan with 24-month payment term: Divided into 24 installments.
For qualified buyers, another option is:
Equipment Installment Plan with down payment: 30% of the device cost down, with the remainder divided into 24 or 36 installments.
Yes, you can upgrade earlier, but the full outstanding balance will be due immediately. After you have been billed and made two monthly installment payments, as long as your account is in good standing, you are eligible to take advantage of our Pay to Upgrade early option.
To reach early upgrade status, you need to pay your remaining installments in one lump sum. For the Equipment Installment Plan with 36-month payment term, you need to pay a lump sum amount that completes 36 installment payments. For the Equipment Installment Plan with 24-month payment term, you need to pay a lump sum amount that completes 24 installment payments.
Will I be able to pay off this Equipment Installment Plan equipment early?
Yes, you always have the option to pay off your installment agreement early, but the full outstanding balance is due in one lump sum.
What payments are due if I cancel the wireless service associated with an Equipment Installment Plan?
With the Equipment Installment Plan program, you can pay off your installment payments in full at any time. If you want to cancel your Corporate Responsibility User's wireless service with AT&T, the full outstanding balance on your associated installment agreement becomes due immediately.
Equipment Installment Plan options: For smartphones, tablets and feature (i.e. basic/quick messaging) phones. Available only to business/government customers with a qualified wireless service agreement (Business Agreement) and only for Corporate Responsibility User (CRU) lines of service. Requires 0% APR monthly installment agreement and eligible service. Tax due at sale. $0 down requires well-qualified credit or 30% down-payment option available. Pay more upfront and the remainder of retail price is divided into 24 or 36 monthly installments. 24-month agreement with upgrade after 24 installments or 36-month agreement with upgrade after 36 installments. Service: Eligible postpaid service (voice and data) is required and extra. If service is canceled, remaining installment agreement balance is due. Examples: $825.99 retail price (1) on Equipment Installment Plan 24 is $0 down and $34.42 per month for 24 months; (2) on Equipment Installment Plan 36 is $0 down and $22.94 per month for 36 months; and (3) on Equipment Installment Plan 24 with down payment is $247.80 down and $24.09 per month for 24 months. Activation or upgrade fee: $25. Limits: Purchase limit applies. Restocking Fee: Up to $45.
AT&T Mobile SelectSM - Pooled Plans: Available only to business and government customers with a qualified AT&T wireless service agreement (Business Agreement) and only for their Corporate Responsibility User (CRU) lines of service. Devices: Sold separately. Equipment Installment Plan (EIP) installment charges, AT&T Next® or AT&T Next Every YearSM installment charges and other device purchase costs are extra. A limit on the number of financed devices per wireless account may apply. Discounted Plan Charge: Monthly service charge for smartphone lines on no annual service contracts (EIP, AT&T Next, AT&T Next Every Year, bring your own, pay full price, or month-to-month) are discounted by $25 per month when compared to monthly service charge for smartphone lines with new 2-year service commitments. Loss of Discount with 2-year Upgrade: If upgrading to a smartphone with a 2-year service commitment, you will lose the discount for that CRU line. Data Overage: If you exceed the total amount of data in your Data Pool during your billing period, a pay-per-use rate of $0.000009536 per kilobyte (KB) will apply. 1,024 KB = 1 megabyte (MB); 1,000 MB = 1 gigabyte (GB). Additional restrictions apply. Visit www.att.com/mobileselect for details.
MOBILE SHARE ADVANTAGE & MOBILE SHARE ADVANTAGE FOR BUSINESS: Prices are for service only and include monthly plan charge & per device monthly access charge. ELIGIBILITY: Mobile Share Advantage Plans – available to consumers (including Individual Responsibility Users) and to business customers with a qualified wireless service agreement including without limitation the Additional Service and Equipment Related Terms found at att.com/abs-addtl-terms (the "Business Agreement"). Mobile Share Advantage for Business Plans – available only to business customers with a qualified Business Agreement and only for Corporate Responsibility User ("CRU") lines of service. Devices: Sold separately. Installment plan charges or other device purchase costs are extra. Device Limits: 10 per plan on Mobile Share Advantage; 25 per plan on Mobile Share Advantage for Business. MONTHLY DEVICE ACCESS CHARGES: For Mobile Share Advantage plans the standard $40 device access charge for smartphone lines is discounted by $20 per month for smartphones with no annual service contract (i.e., installment plan, bring your own, pay full price, or month to month); for Mobile Share Advantage for Business Plans the standard $40 device access charge for smartphone lines is discounted by $25 per month for smartphones with no annual service contract or $5 per month for smartphones purchased with a 2-year service commitment. Device access charge discount will appear on your bill. Overage Charges and Data Speeds: No charge for overage. However, after all your high–speed data allotments are used, all data usage is slowed to a max of 128 Kbps (2G speed) for the rest of the bill cycle. During that period, you will have basic data use for viewing a web page or checking email. Audio and video streaming, picture and video messaging, select apps and services, as well as other data usage, including usage of data that is sponsored, will be impacted and may not be fully functional. See att.com/broadbandinfo for more information. Additional restrictions apply. Visit www.att.com/attmobileshare for details.
General Wireless Service Terms: Subject to wireless customer agreement (att.com/wca) or, for business/government customers, applicable wireless service agreement. Services are not for resale. Deposit: May be required. Device limits: Purchase limits apply, and prices vary by location. Credit approval; restocking and other fees; monthly, overage, and other charges; usage; and other restrictions per line; may apply. Pricing and terms are subject to change and may be modified or terminated at any time without notice. Coverage and service are not available everywhere. You get an off-net (roaming) usage allowance for each service. If you exceed the allowance, your services may be restricted or terminated. Other restrictions apply and may result in service termination.
All offers: Offers may not be combined with other promotional offers on the same services, and may be modified or discontinued at any time without notice. Other conditions apply to all offers.